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2005

Injury Report

Fifty-one percent of undeveloped claims costs for NADL members insured through Meadowbrook Insurance Group, were associated with strain injuries. Strains, eye injuries and lacerations occur most frequently to membersí employees lifting, those involved in car accidents and those working with tools that cause cuts and eye injuries from debris.

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  • May
  • 2005
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Danger Zone

Car accidents are the leading cause of injury by cost for NADL members insured through Meadowbrook Insurance Group. NADL members' average claim cost is $10,411. That is 132 percent more than the average claim of Meadowbrook customers.

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  • May
  • 2005
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Bodily Harm

NADL members insured by Meadowbrook Insurance Group most often file claims for injuries to fingers, hands or wrists. However, injuries to multiple body parts are the most costly because the average cost per incident is so much higher than that for finger, hand or wrist injuries.

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  • May
  • 2005
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State of Claims

NADL members in Minnesota filed more claims than members in other states insured through Meadowbrook Insurance Group. However, the biggest single claim payout was for more than $100,000 filed by a laboratory in Connecticut. Here are the 10 leading states by percentage of cost of claims.
 

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  • May
  • 2005
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Reduce Your Insurance Claims

Prevent or minimize body strains and sprains:

Lifting, pushing and overreaching are common causes of strains and sprains. Any job that requires you to sit or stand bent in an awkward position can cause excess stress and strain on muscles. Strains and sprains affect the back, arms, shoulders, hands, legs, etc.

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Jason A. Schoen
<p>Jason Schoen is the Loss Control Manager &amp; Consultant for Meadowbrook's associations.</p>
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  • May
  • 2005
  • No

Including Safety in Your Laboratory's Balance Sheet

 

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Jason Schoen
<p>Jason Schoen is the Loss Control Manager &amp; Consultant for Meadowbrook's associations. He has a B.S. and M.S. in Industrial Safety from Central Missouri State University. For more information and follow-up articles, please visit www.wcpolicy.com or call Mr. Schoen directly in the Overland Park, Kan. Meadowbrook office at (800) 825-3760 x 5063.</p>
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  • May
  • 2005
  • No

Prevent On-the-Job Accidents and Cut Costs

Accidents are part of life, and part of working, unfortunately. However, business owners and employees should realize that accidents “don’t just happen.” In truth, there is a root cause-and to prevent it from happening again, you need to determine what caused the accident in the first place, and why. By highlighting what went wrong, as well as what could fail again, one can determine where, when and what type of an accident might occur.

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Jason A. Schoen
<p>Jason Schoen is the Loss Control Manager &amp; Consultant for Meadowbrook's associations. He has a B.S. and M.S. in Industrial Safety from Central Missouri State University. For more information and follow-up articles, please visit <a href="http://www.wcpolicy.com">www.wcpolicy.com</a> or call Mr. Schoen directly in the Overland Park, Kan. Meadowbrook office at (800) 825-3760 x 5063.</p>
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  • May
  • 2005
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Safety: Where We Live, Work and Play

Each year the National Safety Council leads a national effort to increase awareness on how to make your home, workplace and recreational areas safer. This year June is the month and this year’s theme is Safety: Where We Live, Work and Play. Because safety needs to be a priority both on and off the job, the National Safety Council encourages you to take advantage of this time by thinking of creative ways to promote safety within your organization and community.

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Mary Borg
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  • June
  • 2005
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Looking for the Right New Accounts?

It can be pretty easy to get a few new accounts. The trick is to get the right new accounts. These are dentists that share your values, appreciate what you do and have the same mutual expectations and desired outcomes for the patient. So how do we pre-screen the 150,000 or so dentists so that we connect with the right ones?  How do we find the right ones? First, let’s look at the value of a good new account. Then I’ll give you a proven way to meet some.

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Mark Murphy, DDS, FAGD
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  • June
  • 2005
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Impressing the Importance of Accurate Impressions, Part I

Day in and day out, the basis of everything a laboratory does is the impressions we receive from the doctor. This crucial, tangible information about a patient’s condition has evolved over the years, with different materials and impression-taking techniques being developed in an attempt to capture the most accurate and stable details. As a laboratory owner, I know first-hand how important it is to evaluate the quality of the impressions received in order to ensure productivity and profitability.

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Nelson Rego, CDT
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  • June
  • 2005
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